January 5, 2026
Three Money Routines Every Teen Should Learn
A practical starter framework for budgeting, spending, and reflection.
Most financial stress starts with invisible habits. These three paper-first routines are simple enough to start this week.
1) Weekly cash map
Create a one-page map with income, fixed costs, flexible costs, and savings. Review it every Sunday.
2) Purchase pause
Before buying, write the item, reason, and expected use. Wait 24 hours.
Good money choices are usually made before the checkout page.
3) End-of-month reflection
Write down three good decisions and one decision to improve next month.